RWM Home Loans

Jun 11, 2021

6 min read

When Should You Pay Your First Mortgage Payment?

When Is My First Mortgage Payment Due?

The Short Answer: Not Right Away

  1. Check your closing documents: You can locate the due date for your first mortgage payment from the package of documents you received at closing. Look for a letter that tells you when your due date is and contains all the details you need to make a payment.
  2. Ask your loan officer: Your loan officer will know best when your first payment is due. After all, they should be your go-to expert for all questions loan-related! If you have a reliable mortgage lender, don’t hesitate to pick up the phone or send a brief email to put your mind at ease.

Why Is My First Mortgage Payment Not Due Right Away?

Is Paying Off Your Mortgage the Same as Paying Rent?

Mortgage Payment Methods

Write a Check

Pay Online


Is There a “Grace Period” for Late Payments?

You’re All Set!